Bond Investing Advice

We offer bond investing advice. Our preference is for clients to use open-end mutual funds to hold bonds, rather than individual securities. The bid-ask spread for small and medium sized accounts that buy individual bonds makes that more expensive than if the bond asset class was held in an open-end mutual fund. Searching for credit quality, which means avoiding risk, is more important than chasing after yield. We offer fiduciary fee-only investment advice on a project fee basis, or an "assets under management" program administered by a sub-advisor. No commissions are charged by us. We do not take custody of assets.

Remember: "The fastest way to make a small fortune is...with a large one" (due to reckless, naïve investing).


In order to have a successful retirement and meet other financial goals it is vital to get good investment advice. Retirement planning and retirement asset accumulation all require doing many years of good investment planning.

Mayflower Capital


Donald Martin, CFP®

1000 Fremont Ave. Ste. 135

Los Altos, CA 94024

(650) 949-0775

Don@mayflowercapital.com



Donald Martin is a NAPFA-Registered Fee-Only financial planner and investment advisor.

Geographical service area concentrated in: Los Altos, Mountain View, Palo Alto, Sunnyvale, Santa Clara, San Jose, Menlo Park, Los Gatos, Cupertino, Santa Clara County, Silicon Valley, San Mateo County, San Francisco Bay Area.