Bond Investing Advice, Mayflower Capital, Independent Financial Advice. Donald Martin, Certified Financial Planner TM. Don Martin, CFP®. Fiduciary Fee Only Financial Planner, Hourly Planning

Bond Investing Advice

We offer bond investing advice. Our preference is for clients to use open-end mutual funds to hold bonds, rather than individual securities. The bid-ask spread for small and medium sized accounts that buy individual bonds makes that more expensive than if the bond asset class was held in an open-end mutual fund. Searching for credit quality, which means avoiding risk, is more important than chasing after yield. We offer fiduciary fee-only investment advice on a project fee or hourly fee basis, instead of charging an annual percentage of assets fee. No commissions are charged by us. No minimum assets required. We do not take custody of assets. We do not make trades in client's account, instead the client places a trade order directly with his or her own Custodian.

Remember: "The fastest way to make a small fortune is...with a large one" (due to reckless, naïve investing).