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Prepare for a crash: independent financial advice

  
  
  

Investment climate moving toward a crash

    The market continues to give bearish signs. The Conference Board Consumer Confidence index is at 60.8. It should be about 73 in a recession and 100 in expansions. On a chart the index has dropped to a level that is at the lows of the 2002 crash. The bad numbers of the past three years where it was below 60 were last seen in the 1992 recession.

    There will be no QE 3 and there will be fiscal tightening with budget cuts in August when the Federal government runs out of borrowing authority. The new Republican members of Congress are determined to cut the deficit even if it causes them to be denied reelection. This is a new era of political will power that is rarely seen in Washington and this determination will result in less fiscal stimulus at a time when the Federal Reserve will stop Quantitative easing.budget fight

 

New political battles over budget

   The bond market understands the gathering recessionary storm clouds and cut the rate on the 10 year Treasury bond to 2.95% yesterday. The stock market is too busy experiencing a tech bubble to notice that the economic fundamentals have deteriorated, but the stock market will eventually realize the market is overpriced and then it will crash.

     I have written “Can independent investment advice protect investors from a crash?”

 

      The Emerging market economies are more fiscally sound than the U.S., so they may be a place to invest for the purpose of reducing the risk of dollar devaluation, or the risk of developed country government insolvency. Important: Get more information in my free Special Report about emerging market currency investing.

         Investors should seek independent financial advice.

 

Photo from Gregory Szarkiewicz
http://www.freedigitalphotos.net/images/view_photog.php?photogid=252

 

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Mayflower Capital


Donald Martin, CFP®

1000 Fremont Ave. Ste. 135

Los Altos, CA 94024

(650) 949-0775

Don@mayflowercapital.com



Donald Martin is a NAPFA-Registered Fee-Only financial planner and investment advisor.

Geographical service area concentrated in: Los Altos, Mountain View, Palo Alto, Sunnyvale, Santa Clara, San Jose, Menlo Park, Los Gatos, Cupertino, Santa Clara County, Silicon Valley, San Mateo County, San Francisco Bay Area.