Don Martin, CFP® quoted in A Research Guide to REIT Investing published by Research Magazine:



                                By David J. Drucker
Post-
Bubble
Planning



     "Don Martin, with Mayflower Capital in Los Altos, Calif., a suburb of San Francisco, applies specific criteria in his advice to new home buyers in his inflated market. "They should assume their new property will go down by 30% - enough to create negative equity if they put 20% down -and take five to seven years or more to break even if they include the costs of selling the home".



A Research Guide to REIT Investing pages 22-24, September 2006